Senior financial management, compliance, and reporting for SMEs and sole traders, delivered directly by a qualified accountant with 13+ years at board level.
From day-to-day compliance to board-ready management reporting, every service delivered at the standard you would expect from a senior finance director.
Monthly or quarterly management accounts with variance analysis, P&L, balance sheet, and board-ready commentary. Numbers that tell you something, not just confirm what you already know.
Learn more →Year-end statutory accounts prepared and filed to Companies House standards under FRS 102. Corporation Tax returns, confirmation statements, and full year-end compliance in one engagement.
Learn more →Personal tax returns for directors, sole traders, landlords, and higher-rate taxpayers. Submitted accurately and on time, with all allowances and reliefs correctly applied to minimise your liability.
Learn more →MTD-compliant VAT return preparation and HMRC submission, accurate and on time, every quarter. Including VAT registration, scheme advice, and error correction if your returns have a gap.
Learn more →Monthly payroll processing, RTI submissions, pension auto-enrolment, P60s, P11Ds, and CIS subcontractor payments. Managed end to end so nothing slips through.
Learn more →Contractor and subcontractor CIS returns, monthly HMRC submissions, verification, deduction statements, and CIS year-end reconciliation. Built on 8+ years inside a £30m construction business.
Learn more →Custom Power BI dashboards connecting your financial and operational data for real-time visibility. Replacing manual spreadsheet reports with automated, always-current insight your board can act on.
Learn more →Complete bookkeeping on your chosen platform - Xero, QuickBooks, or Sage. Bank reconciliations, supplier payments, sales ledger, purchase ledger, and monthly close.
Learn more →Software setup, migration, training, and ongoing support across Xero, QuickBooks, and Sage, including data migration from legacy systems and bespoke reporting configuration.
Learn more →Real experience inside these industries, not a reference to them. That means less onboarding time and better advice from day one.
CIS, job costing, subcontractor management, and retention accounting. 8+ years inside a £30m construction business.
Management accounts, statutory compliance, and cash flow management for owner-managed businesses across all service sectors.
FCA regulatory background from Lloyd's of London IBA ledgers and multi-currency accounts. Rigour built in from the start.
Buy-to-let tax, service charge reconciliation, and property company accounts, including MTD obligations for landlords.
Self Assessment, expense management, VAT registration, and bookkeeping for individuals who need a professional without the firm price tag.
You deal directly with the director, not a junior assigned to your file after sign-up. Every client receives the same standard of care.
Your engagement is with the director directly, one point of contact from first conversation through every ongoing submission. No handoffs. No juniors. No surprises.
Career built in FCA-regulated environments and Lloyd's of London. The same compliance rigour and attention to detail applied to every client file, regardless of size.
Cloud-native platforms and Power BI reporting mean your numbers are available when you need them, not three weeks after month end in a static spreadsheet.
Agreed fees upfront before any engagement begins. No scope creep invoices. No hourly billing anxiety. You know exactly what you are paying and what you are getting.
S.K.E. Accountancy Ltd was founded to bring senior, finance-director-grade expertise to SMEs and sole traders — without the overhead of an in-house finance department or the distance of a large firm.
The practice draws on over 13 years of senior finance experience across FCA-regulated financial services, the construction industry, and multi-sector SME engagements. That breadth delivers the compliance discipline of a regulated environment, the operational rigour of complex multi-trade businesses, and the practical knowledge of how cloud accounting and live Power BI reporting transform an SME's view of its own numbers.
The director is the only person on every client file, from first conversation through every ongoing submission. No handoffs. No juniors. No surprises.
| Indicator | What it means for every S.K.E. client |
|---|---|
| 13+ | Years in senior finance — directly informing every engagement |
| 1 | Director on every file — no handoffs, no juniors |
| 0 | Surprises — fees agreed before any work begins |
These are not aspirations. They are the standards that govern how we work, with every client, on every file, on every deadline.
Accuracy is not optional. Every figure, every return, every piece of advice carries your name and your liability. We treat your numbers as if they were our own.
Fixed fees agreed before any work begins. No time-recording surprises. No scope creep invoices. What you are quoted is what you pay.
We do not wait for you to ask. Deadlines are flagged in advance. Issues are surfaced when spotted. Your accountant should inform you, not just respond to you.
Accountancy in the context of your business goals, not in isolation from them. The numbers exist to support decisions. We help you read what they are telling you.
MTD, cloud platforms, and Power BI are not future-facing, they are the standard. We do not accept that better tools are only available to larger businesses.
Your questions deserve a real answer from the person responsible for your file. Not a voicemail. Not a trainee. The director is available and remains available.
We had used a high-street firm for years. The difference with S.K.E. is that we actually understand our numbers now. S.K.E. explains things in plain English and the Power BI dashboard has changed how we run our business.
Our CIS returns were a mess. S.K.E. came in, sorted our subcontractor verification, and set up a proper monthly process from scratch. First time in three years we filed without a worry. Would not go anywhere else.
The fixed fee model was the thing that sold us. We knew exactly what we were paying from day one. And when we had a VAT query mid-quarter, S.K.E. answered it the same day, no charge, no fuss.
If you do not see your question here, book a free 30-minute consultation. No commitment required.
Yes. Sole traders and small businesses are a core part of our client base. You do not need a large turnover to benefit from professional accountancy - you need it most when you are growing.
We agree a fixed monthly or annual fee before any work starts, based on the scope of services required. There are no hourly rates and no surprise invoices. If your scope changes, we discuss the fee before any extra work is done.
We work across Xero, QuickBooks Online (QBO ProAdvisor certified), and Sage. We can migrate your data from your current system, set up a new platform from scratch, and provide ongoing support as needed.
Yes. All VAT returns are submitted via MTD-compatible software. We stay current with HMRC's MTD roadmap, including the forthcoming MTD for Income Tax requirements, so you are never caught off guard.
The AAT Practice Licence is the professional licence required to operate as an accountant in public practice, covering accounts preparation, tax, and bookkeeping for third-party clients. It is issued by the Association of Accounting Technicians and involves mandatory insurance, CPD, and professional conduct standards.
Book a free 30-minute consultation using the contact form below or send a direct email. We will discuss your requirements, agree scope and fees, and confirm a start date, typically within five working days of your first enquiry.
Not sure which services you need? Start with a free 30-minute consultation. No sales pitch, no commitment.
Free initial consultation. We will review your current position, identify any compliance gaps, and outline what a full engagement would include, at no cost and no obligation.